Reducing Your Operating Expenses

There are two ways that a company can improve its cash flow. The first option for the company could be to decide to charge higher prices in an effort to increase revenue. The other option is to cut back on expenses to reduce overhead. Let’s take a look at what a company can do to decrease overhead to save money and become a more profitable organization.

Why Reduce Overhead?
It is a lot easier to reduce expenses than it is to increase revenue. Regardless of your company’s situation, customers are not going to spend any more than a product is worth to them. In addition to potentially alienating customers, you have to watch out for competitors who will offer the same product for a lower price.
How to Reduce Overhead

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Reducing overhead can be done in a strategic way that reduces costs while still giving the customer a quality product and good customer service. Most companies will attempt to outsource certain tasks, implement new technology that increase productivity for a lower price or will reduce the number of workers it has or cut back on how much they pay those workers if they do keep them.
The Goal Is to Improve Productivity
The best way for a company to spend less money is to get the most amount of work done in the least amount of time. Even if a company pays a worker the same amount of money for working six hours as that worker will get paid for eight hours of work, shutting a factory down two hours ahead of schedule allows the company to save money on electricity, heating and other costs associated with running a facility. Therefore, the company will still be able to reduce its overhead even if it doesn’t save money on payroll costs if it hires salaried workers.
Using a company such as Innovia CMC to help reduce expenses for your company could be a great idea. Having a knowledgeable partner that can share tasks or help spread the cost of doing business among several entities can reduce costs and help any small or medium sized company become more profitable in the short-term and in the long-term.

Many of us recognize the benefits of our children learning to play the piano

It is fairly common knowledge that children who receive musical instruction frequently see 30 to 40 percent increases in their math and spatial skills. In fact, according to National Center for Education Statistics, music students are awarded more academic honors than their non-musical counterparts. Unfortunately, tight budgets have caused many school districts to severely limit access to musical instruction. In some cases musical studies have been eliminated entirely. If you are like many people, you may find that the logistics of providing musical instruction for your children outside of the public school system is next to impossible because of the busy lifestyles that most of us have today. Fortunately there is a solution, the Piano Wizard Academy!


The Piano Wizard Academy is an at home study system that actually works! There is a ton of information on the official website, www.PianoWizardAcademy.com that is available for you to research. Basically, the Piano Wizard Academy is an app that works on your mobile device you that you have the ability to take it anywhere with you. This enables you to provide music instruction to your children at a time convenient for you. It has been shown that children that use this app to learn to play the piano, learn to play as much as five times faster than children that receive traditional instruction.


The key to the success of Piano Wizard Academy is simply that it makes it fun for children to learn to play the piano. They learn both to play music and to read music. Parents love it not only because their children do and are motivated to learn, but because they save thousands over the cost of traditional instruction. Visit their website today to learn more about the Piano Wizard Academy!

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Archive for the ‘Big Check’ Category

A Million Dollars A Year For Life…A Dream Come True!

PCH Staff
12:16 am | 122 Comments » Hello PCH fans!
A few nights ago, I grabbed Chinese takeout for Scott and me. I don’t know about you, but one of my favorite parts of ordering Chinese is getting to the fortune cookie. Here’s what my fortune said:

I think this fortune was a little late! My dreams already DID come true almost five years ago when the Prize Patrol handed me a big check with my name on it! Winning a million dollars really changed my life. I was able to reduce the number of jobs I worked, we demolished our debt, and if you remember from one of my previous blogs, we finally built our dream home.
Well, very soon someone else’s dream may become a reality. How you ask? You know how! Publishers Clearing House has A Million Dollars A Year For LIFE up for grabs!
A Million. A Year. For Life.
The possibility of such a prize boggles the mind, doesn’t it? I thought I was overwhelmed when Dave turned around the check and showed me that I had won the $1Million SuperPrize. Just imagine what my reaction would have been had the words “A Year For Life” had appeared underneath my name!
The possibilities would have jumped by leaps and bounds! Let’s see… maybe we’d have our current home and another vacation home. Maybe we’d travel to a new country twice a year. Maybe we’d start a charitable foundation to help traditional and non-traditional students with college costs.
But nevermind me. YOU have a chance to enter to win! The April 30^th SuperPrize Event is just around the corner. So enter every single way you can, including on pch.com and PCHSearch&Win!
Get your daily entries in, then be sure to comment below and tell us what YOU would do if you won A Million Dollars A Year For Life? And don’t forget to ‘friend’ me on Facebook at “Natalie Bostleman” and/or ‘follow’ me on Twitter @NatalieatPCH.
May YOUR dreams come true!
Natalie Bostelman 
2008 SuperPrize Winner
PCH Goodwill Ambassador

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April
4

Big Check From PCH Stuns Nevada Man — And His Bank

PCH Staff
12:22 am | 28 Comments »

March 26, 2013 is a day that Greg Garcia of Sparks, Nevada will never forget.  He was resting up for his late-shift job while his girlfriend Sarah, her mother Rhoda and the TV kept him company in his cozy apartment.   All of a sudden there was an unexpected knock on the door – which he opened to find (ta-dah!!) the Prize Patrol from Publishers Clearing House!  While Greg could only smile in amazement, screams of “Greg! Greg! I don’t believe this!” gushed forth from those inside.
We presented Greg with roses, balloons AND a Big Check – for $15,000.00!   Like most winners, he was almost speechless, but did manage a few “Wows” and “Thanks!”

Then it was time for me to hand over the real check — which was only a fraction of the Big Check’s physical size although the dollar amount was the same.  Alas, there was a small problem: there was a typographical error on the real check’s “Payable to …” line.  Would the bank cash it? Or would PCH Headquarters have to issue a new check – thereby delaying Greg’s ability to rejoice with crisp new bills in his pocket?  There was only one way to find out.
Off Greg went to his local bank – with the Big Check, the real check, the Prize Patrol and official paperwork in hand to show that this prize award was real.  The bank employees and the manager were excited to see us and had to admit they had never seen anything like this before.  Sure they had seen PCH “winning moments” on TV.  But a winner bringing a Big [cardboard] Check from PCH to their bank?  That was a first – and an amazing one at that.  Like so many folks we’ve met before, they weren’t sure that those Prize Patrol awards they’d seen on TV were 100% authentic.  Well, now they know: they are.  And, happily for Greg, the manager approved the real check for immediate processing, so the celebration could begin.

 

The Big Check is the ceremonial centerpiece of our prize presentations, and most wind up framed on our winners’ walls.  But, of course, it’s the real checks worth thousands, even millions of dollars that make the real difference, that turn an average humdrum working day into a day never to be forgotten.
How would you like to march into a bank, bypass the ATM and stand before a teller with a Big Check and a real check and announce “Look what happened to me! Look what I just won from Publishers Clearing House!”  If this sounds like something you’d love to experience, I urge you to enter the Publishers Clearing House Sweepstakes at pch.com today and every day.  If it happened for Greg it can happen for you.
Wishing you the best of luck.


Dave Sayer
Prize Patrol Ambassador

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April
2

What Would You Do With $1 Million Every Year For Life?

PCH Staff
12:21 am | 353 Comments » The Prize Patrol is prepared to award a lucky winner with a life-changing $1 Million Every Year for Life SuperPrize this April 30th!
That’s right! Someone will definitely win a life-changing fortune in just weeks! If you haven’t entered yet be sure to do so NOW! It’s so easy! Simply go to PCH.com and your chance to become a Publishers Clearing House Sweepstakes Millionaire is just a few clicks away!
Who knows? That April 30th winner could turn out to be YOU! How exciting is that?
Imagine if you really did win $1 Million Every Year for life. What would you do? Would you… Go on your dream vacation EVERY YEAR? Would you drive around in a brand spankin’ new car, EVERY YEAR? Attend the most exclusive events, EVERY YEAR? Pass money down to your kids, EVERY YEAR? The opportunities are endless!
Jeez. Come to think of it, I can’t even begin to think what I’d do with all that money. So check this out…
I decided to take a walk around PCH Headquarters and see if my fellow co-workers would help me out. Let’s find out what they would do if they had $1 Million coming to them each and every year for the rest of their life.
Here’s what they said…

Wow…donate to charity, build their own house (out of cash!), take a vacation for LIFE…those are some really great answers.
Be sure to go to PCH.com NOW and enter  for your chance to win BIG, before it’s too late! The April 22nd (11:59 PM, ET) deadline is just a few weeks away.
Good Luck to YOU!
Matt S.
PCH Creative
P.S. Tell us what YOU would do with all that money coming to YOU! Comment below and let us know!

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March
7

PCH Big Check Winning Moment — What A Way To Start The Day!

Dave Sayer
12:08 am | 35 Comments »

On Friday, March 1, Eric Schroeder was in his truck ready to leave his Houston, TX home for work when some activity on the street gave him pause.  “Hmmm,” he thought.  “Maybe I’d better wait a minute and see what’s happening here.”

The reason for his hesitation?  Well, it was about 8:00 in the morning – not a time when you’d expect to see a van pull up with balloons, roses and – what’s that big piece of cardboard?
Eric didn’t have to wait for more than a few seconds to realize what was happening.  A blue-blazered team recognizable as the PCH Prize Patrol approached him with a Big Check and promptly announced “Eric, you’re a winner in the Publishers Clearing House Sweepstakes!”

A stunned Eric didn’t want to be late for work — employed as he was by a plumbing contractor whose watchword is “guaranteed punctuality.”  Still he was almost paralyzed in shock and needed to be coaxed out of his truck by the Prize Patrol – including Danielle Lam, cameraman Jay and yours truly, Dave Sayer.   On the ground but floating on air, Eric broke into giant smiles and with shaking hands accepted his Big Check for $10,000.00.  “I cannot believe this!” he repeated over and over. “I’m just floored … floored.” Now that’s a good way to start the day, don’t you think?
You can take a look at the exciting winning moment here:

Two phone calls were top priority for Eric: one to his wife – already at her job — to share the good news (she couldn’t believe it either!), and another to company headquarters to say he’d be on his way to work as soon as he caught his breath.

Eric is a great guy, and we are proud to have him join our huge and ever-growing family of Publishers Clearing House winners.

How would YOU like to join our family of winners?  Eric didn’t think it would happen to him, but it did – just like it can happen for you.  Of course, “to win it you’ve got to be in it.”  But that’s easy. You can enter the Publishers Clearing House Sweepstakes today and every day at pch.com. And while a $10,000.00 prize like Eric’s is mighty nice, you could win even more – like $1,000,000.00 or even $1,000,000.00 a year for life!

So don’t delay.  Enter today — and every day — and maybe you’ll start your day with a Big Check surprise!

Dave Sayer
Prize Patrol Ambassador

Shiny Pearls game

This is a lovely game that has a puzzle outlook providing a player with different unique features and possibilities with beautiful colors for the player to choose from. A pink octopus with red hair is the hero that’s aims at and shoots the sky in changing colors and shooting a line of stars of over 4 colors at once.
With a trickish sequencing that makes colours change from red to green, green to blue and red to blue again, the game actually test your ability to use your reflexes fast and your level of intelligence.
With levels up to 75 in all, Reach and get up to the 5 worlds of shiny pearls attaining the best record in each. Other features include game centre leader boards, 19+ achievements available, 15 smart bosses that test you while playing and others.
The game’s now available worldwide for download on the App store for you to enjoy. Available on iPhone and playable on iPod touch that’s optimised for retina display.
Get Shiny Pearls now on the iTunes here or the developer website .

Welcome To The Greenest Place On Earth!

Welcome To The Greenest Place On Earth!

NTSB: Flight attendants ejected during crash

 

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MARTHA MENDOZA and JOAN LOWY 20 minutes ago Deborah HersmanAsiana AirlinesSan FranciscoSan Francisco International AirportFlight attendant

 

SOUTH SAN FRANCISCO, Calif. (AP) — Two flight attendants in the back of Asiana Airlines Flight 214 survived despite being thrown onto the runway when the plane slammed into a seawall and lost its tail during a crash landing at San Francisco's airport, the head of the National Transportation Safety Board said Tuesday.
Chairwoman Deborah Hersman also revealed that the pilots told investigators they were relying on automated cockpit equipment to control their speed during final approach, which prompts questions about whether a mistake was made in programming the "autothrottle" or if the equipment malfunctioned.
The plane crashed when it came in too low and slow for landing. Hersman said the pilot at the controls was only about halfway through his training on the Boeing 777 and was landing that type of aircraft at the San Francisco airport for the first time ever. And the co-pilot was on his first trip as a flight instructor.
Saturday's crash killed two people but remarkably 305 others survived, most with little or no physical injuries. A final determination on the cause of the crash is months away and Hersman cautioned against drawing any conclusions based on the information revealed so far.
Audio recordings show pilots tried to correct the plane's speed and elevation only until seconds before hitting the seawall at the end of the runway, a calamitous impact that sent the fuselage bouncing and skidding across the airfield.
Here is what is known: Seven seconds before impact, someone in the cockpit asked for more speed after apparently noticing that the jet was flying far slower than its recommended landing speed. A few seconds later, the yoke began to vibrate violently, an automatic warning telling the pilot the plane is losing lift and in imminent danger of an aerodynamic stall. One and a half seconds before impact came a command to abort the landing.

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Tuesday's Asiana Flight 214 comes in for a landing over the wreckage of Saturday's Asiana Flight 214 …

The plane's airspeed has emerged as a key question mark in the investigation. All aircraft have minimum safe flying speeds that must be maintained or pilots risk a stall, which robs a plane of the lift it needs to stay airborne. Below those speeds, planes become unmaneuverable.
Because pilots, not the control tower, are responsible for the approach and landing, former NTSB Chairman James Hall said, the cockpit communications will be key to figuring out what went wrong.
"Good communication with the flight crew as well as the flight attendants is something I'm sure they're going to look at closely with this event," he said Tuesday. "Who was making decisions?"
Hall was on the transportation board when a Korean Airlines Boeing 747 crashed in Guam in 1997, an accident investigators blamed in part on an authoritarian cockpit culture that made newer pilots reluctant to challenge captains.
Since then, the industry has adopted broad training and requirements for crew resource management, a communications system or philosophy airline pilots are taught in part so that pilots who not at the controls feel free to voice any safety concerns or correct any unsafe behavior, even if it means challenging a more senior pilot or saying something that might give offense.
If any of the Asiana pilots "saw something out of parameters for a safe landing," they were obligated to speak up, said Cass Howell, an associate dean at the Embry-Riddle Aeronautical University in Daytona Beach, Fla.

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The wreckage of Asiana Flight 214, which crashed on Saturday, July 6, 2013, is seen on a tarmac at S …

"There are dozens and dozens of accidents that were preventable had someone been able to speak up when they should have, but they were reluctant to do so for any number of reasons, including looking stupid or offending the captain," said Howell, a former Marine Corps pilot.
There's been no indication, from verbal calls or mechanical issues, that an emergency was ever declared by pilots. Most airlines would require all four pilots to be present for the landing, the time when something is most likely to go wrong, experienced pilots said.
"If there are four pilots there, even if you are sitting on a jump seat, that's something you watch, the airspeed and the descent profile," said John Cox, a former US Airways pilot and former Air Line Pilots Association accident investigator.
Investigators want to nail down exactly what all four Asiana pilots were doing at all times.
"We're looking at what they were doing, and we want to understand why they were doing it,." Hersman said Monday. "We want to understand what they knew and what they understood."
It's unlikely there was a lot of chatter as the plane came in. The Federal Aviation Administration's "sterile cockpit" rules require pilots to refrain from any unnecessary conversation while the plane is below 10,000 feet so that their attention is focused on taking off or landing. What little conversation takes places is supposed to be necessary to safely completing the task at hand.

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Asiana Airlines President and CEO Yoon Young-doo, left, answers reporters' questions before heading  …

Choi Jeong-ho, a senior official for South Korea's Ministry of Land, Infrastructure and Transport, told reporters in a briefing Tuesday in South Korea that investigators from both countries questioned two of the four Asiana pilots, Lee Gang-guk and Lee Jeong-min, on Monday. They planned to question the other two pilots and air controllers Tuesday.
Choi said recorded conversation between the pilots and air controllers at the San Francisco airport would be investigated, too.
In addition, authorities were reviewing the initial rescue efforts after fire officials acknowledged that one of their trucks might have run over one of the two Chinese teenagers killed in the crash. The students, Wang Linjia and Ye Mengyuan, were part of a larger group headed for a Christian summer camp with dozens of classmates.
Asiana President Yoon Young-doo arrived in San Francisco from South Korea on Tuesday morning, fighting his way through a pack of journalists outside customs.
He said he will look at the efforts of airline employees to help injured passengers and their family members, visit with the NTSB and other organizations to apologize for the crash and try to meet injured passengers.
Yoon said he can't meet with the Asiana pilots because no outside contact with them is allowed until the investigation is completed.

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In this Saturday, July 6, 2013 aerial photo, emergency crews respond at the scene of the wreckage of …

More than 180 people aboard the plane went to hospitals with injuries. But remarkably, more than a third didn't even require hospitalization.
The passengers included 141 Chinese, 77 South Koreans, 64 Americans, three Canadians, three Indians, one Japanese, one Vietnamese and one person from France.
South Korea officials said 39 people remained hospitalized in seven different hospitals in San Francisco.
The flight originated in Shanghai, China, and stopped over in Seoul, South Korea, before making the nearly 11-hour trip to San Francisco.
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Associated Press writers Jason Dearen, Terry Collins, Paul Elias, Lisa Leff and Sudhin Thanawala in San Francisco and Hyung-jin Kim in Seoul also contributed to this report